February 2012

There are 13 blog entries for February 2012.

  HUNI Hour is the last Tuesday of the month.....please join your friends, neighbors & local merchants at Forest Room 5. We'll have the unique opportunity to check out their new top floor space..."The Studio" before it's unveiled to the public. As always.....free appetizers, great drink specials & fun, exciting door prizes!

Our main sponsor is .....SHIFT Chiropractic located just across 15th Street in the heart of LoHi (2501 15th St. #1C) www.shiftchiropractic.com "Whether its Neck or Back pain relief, keeping you ready for the big race, or Wellness care… The goal at SHIFT is to move you toward optimal health. Our Vitalistic Philosophy trusts the innate recuperative healing power of the body. When this power is “turned-on” through the…
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house numbers  

There are so many options for updating the numbers on your home's exterior...they cost next to nothing, they are easy to install/stencil/decal on...do your house a favor and replace your numbers!   

 

house numbers

 

  house numbers  

 

house numbers  

 

house numbers  

 

house numbers  

 

painted house numbers  

 

house numbers  

 

house numbers  

 

red door  

 

house numbers   

 

Put them in a non-traditional spot, and you are on your way to some fresh curb appeal!

 Thinking of doing some exterior work but not sure you will see a Return on your Investment when you Sell?  

Let's talk it out!  Give me a call at 720-299-6635 or email me at stacie@liveurbandenver.com

 

**All of the lovely photos on this post are via Pinterest.  Please check out my House Numbers board for original sources and more ideas!      

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Young families looking to buy homes sometimes shy away from urban neighborhoods in fear of uncertainties about public school options.  Looking for quality schools is a top priority for most parents and Denver makes this process relatively painless.  First every Colorado resident should know that you can choice into any public school in Colorado regardless of what district you live in.  Each district has its own lottery process so check their website for specific information.

 In the past ten years Denver Public Schools has been open to a variety of schools by creating magnet programs, charter schools and alternative schools.  DPS prints a parent guide http://parentguide.dpsk12.org/ that outlines all the choices, process and gives steps to choosing

2,605 Views, 0 Comments.

 

Denver Restaurant Week is just a few days away. What is Denver Restaurant Week you might ask? It is a two week celebration of the culinary scene in Denver. Participating restaurants will offer a multi-course dinner for the fixed price of $52.80 for two, or $26.40 for one. With the Denver culinary scene the hottest it has ever been, it is an excellent time to try out all those great restaurants you have been hearing so much about. But hurry, reservations fill up fast. Click here for a full list of participating restaurants. Enjoy! 

2,607 Views, 2 Comments.

Can you believe it has already been three years since so many buyers were out trying to find a home to take advantage of the First Time Buyer Tax Credit? I couldn’t either until I started getting calls from past buyers trying to remember the exact rule on how long they have to own their home before they can sell and not have to repay a portion of the $8,000 they got as a tax credit.

According to the IRS.gov website, if you received the $8,000 first time buyer tax credit, you must occupy your home for three years in order to not have to pay back the credit. If you do sell before those three years are up, you must then repay a portion of the credit you received. And of course there are other loopholes and exceptions so before making any decision it

3,271 Views, 3 Comments.

My buddy Darlene Drennon with Guild Mortgage sent me this chart the other day. When you see these statistics in a graph form, it's pretty remarkable to see how today's interest rates are the lowest they've been in the last 30 years! For all of the 1980's rates were above 10%. Yikes.

I think its food for thought for anyone wondering if now is a good time to get off the fence regarding a home purchase or refinance. Download a copy of the chart here.

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8,214 Views, 1 Comments.

What is Mortgage Insurance? Mortgage insurance, or commonly referred to as MI, is a lender’s protection against foreclosure by a buyer. It typically comes into play when a buyer puts less than 20% down on a home and it is important to factor in when purchasing a home since it can have significant impact on monthly payments. Below are three types of mortgage insurance you typically see. It is best to speak with a mortgage professional to determine which type makes the most sense for you and see if there are even ways to avoid it in general. Yet another good reason to get prequalified before starting to look at homes.

The three types of mortgage insurance.

1)      Conventional “MI” – This form of MI can be paid monthly or all upfront.  It typically

8,721 Views, 3 Comments.

 

 

What quick fixes are there to get the most money out of my Denver home? It is a question I get a lot when meeting with sellers who are ready to put their house on the market, and one of the first things I look at is if there are any brass fixtures, door handles or outlets in the house.  Brass fixtures were fashionable a couple decades ago but those bright, shiny tones now scream cheap and out dated to potential buyers.

So if you want a quick fix, look around your house and see if you have any brass. Most outlet covers are easy to change out and only require a screwdriver. Faucets and door handles aren’t super technical to replace and can easily be done in an hour or so and very quickly by a handy man. And if you have brass lighting, head on over

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It was announced this week that a major settlement was agreed upon with the nation’s five largest loan servicers including Wells Fargo, Bank of America, Citi, JP Morgan Chase and Ally/GMAC. The settlement will provide as much as $25 billion to help distressed homeowners and participating states and governments. The agreement settles state and federal investigations finding that the country’s five largest loan servicers routinely signed foreclosure related documents outside the presence of a notary public and without really knowing whether the facts they contained were correct.  Both of these practices violate the law. 

The money from the settlement will now be used to aid homeowners needing loan modifications, provide aid to borrowers who are

3,166 Views, 1 Comments.

refridgerator_320.Spending less on utility bills doesn't mean you need to rush out and buy new Energy Star appliances. With light maintenance and good habits, you can improve the energy efficiency of your kitchen appliances, up to $120 annually, without sacrificing convenience.

Refrigerator/Freezer

1. Adjust the thermostat. By setting the thermostat colder than it needs to be, you might increase your fridge's energy consumption by as much as 25% on average. Adjust the refrigerator so that it stays in the 37-40 degrees F range. For the freezer, shoot for 0-5 degrees F.

2. Clean the coils.
As dust accumulates on the condenser coils on the rear or bottom of the fridge, it restricts cool-air flow and forces the unit to work harder and longer than necessary. Every six months,

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