February 2013

There are 19 blog entries for February 2013.


FHA mortgages are set to increase their mortgage insurance premiums come April 1st, 2013. While this might not have much impact on you if you have 5% or more to put down on your home purchase, for most first time home buyers, this is a significant change. 

FHA mortgages typically cater to first time buyers who only have the minimum of 3.5% to put down or buyers with less than stellar credit. In an effort to minimize their exposure to these sometimes riskier loans, FHA has decided to increase their premiums by .1% on most loans they insure. For the average priced home of $250,000, this is about a $20 increase per month.

While $20 a month doesn't sound like a significant increase, it is when you consider the other change FHA is making. Currently,

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  How long will the standard household components last? It is a question I get all the time showing homes, especially older homes in Denver. I know a ballpark range for many items like furnaces, hot water heaters and roofs, but some of the less common items I wasn’t too sure of so I did a little digging and found a great resource at www.oldhouseweb.com.

To see the full list of household components, click here. These averages are of course based on usage, maintenance and climate, but it should give you a pretty good idea of how long these items are going to last so you can budget for them and decide if that fix up house you are eyeing is really that good of deal. Here are some more common ones you might be interested in.

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Recently, some friends of ours had a very scary close call with Carbon Monoxide Poisoning.  They ended up in the hospital, and are just so lucky that everything turned out OK.

Please take a minute to check that you have Carbon Monoxide Detectors and that they are working!  It's a Colorado State Law that every residential property must have adequate Carbon Monoxide protection, including detectors within 15 feet of every bedroom, and they must be installed and functional upon transfer of property...but if you have lived in your home for a while, you might not have them at all.  

Go. Check. Now!

Information about Carbon Monoxide and CO Poisoning:

Carbon monoxide (CO) is an odorless, colorless gas produced by the combustion of fuels such as

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Wide open spaces, big bedrooms and closets, super high ceilings, large garage and finished basement...all the things those little bungalows are missing, but with the same cozy feel and amazing location in West Highland...space for kids and dogs but walkable to everything NW Denver has to offer. Huge master suite offers a true retreat with private balcony and mountain views, 5 piece bath and great closet space. Open kitchen/dining/living room perfect for entertaining, and a big finished basement with plumbing ready for 4th bath. Loads of storage, big covered front porch, beautiful hardwood floors....there is nothing else like this on the market anywhere in the neighborhood...you are going to LOVE living in West Highland, for all the reasons it's one of

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Have you heard of Midtown yet? If not, you certainly will very soon. Midtown is the newest infill development in Denver. Located just north of Downtown at 67th and Pecos, I had to scratch my head to try to figure out where that is and what is even out there. But after visiting the site today and touring some of their models, I have to say I was pleasantly surprised.

Midtown will have a Stapleton feel to it like most infill projects do. When completed, it will consist of 1,300 residences with commercial space, parks, and community gardens. The developers have done a great job of utilizing the space and providing what homeowners want these days. Below are some of the highlights from our visit today. It is a great opportunity for the buyer looking to be

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LIVE Urban Real Estate has partnered with Planet Pet Rescue Boutique to feature an adoptable pet each week.  

This week's star is Peter, an active, friendly 1-year old Min-Pin Chihuahua.

For more information, to meet Peter, or to find out more about LIVE Urban Real Estate or Plant Pet, please contact Vicki Manton at 303-455-5483 or visit her website at vickimanton.liveurbandenver.com 


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Elvis Presley always had a fascination with law enforcement and wanted to be a policeman as a kid.  He befriended the members of the Denver Police Department that he used as his security detail when in town.  Elvis was always buying his friends cars and bought a new Lincoln Mark IV for Police Captain Jerry Kennedy (see the story here).   Elvis even had a double breasted Denver police uniform made for himself.

                                                     Elvis with Police Captain Jerry Kennedy & DPD Officers  

After the shooting death of Police Officer Merle Nading in 1971(on Colfax & Gaylord), Presley stepped in to donate the funds to complete the police gym at 3555 Colorado Blvd that Nading had begun to work on.  The police department used the space as a gym and a cop shop until the mid 2000s

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As of today, there are only 7,094 homes on the market in the Denver area.     To the general public, that might seem like a high number...but as Real Estate pros, we know that this is actually a crazy low level of inventory.   What does this mean for you?   As a homeowner looking to sell, this might be the perfect time...there is WAY less competition than usual, no matter what area of town you live in, so buyers are more likely to act quickly, look past the little things that might not be perfect about your home, and write a stronger offer than they would if there were more homes to choose from.   As a person thinking about buying a home, it's important to have an agent on your side who knows how to write a great offer (which isn't…
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One of our New Year's Resolutions at LIVE Urban was to provide our blog readers with more detailed information about our listings...from the photos to the things we love about each of the unique homes that we put on the market, we want LIVE Urban fans to have the latest information, the inside scoop...and the details that we know you love and crave.

We are trying, really, we are.  But unfortunately homes are selling so FAST in this crazy low-inventory market of ours, that property is UNDER CONTRACT before we even have the chance to tell you about it...and 10662 W 35th Place is a perfect example.  Hours on the market, multiple offers....and it's gone before we really got a chance to get to know it.  

Listed by Vicki Manton.   Photographed by

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