Tips for Home Sellers

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2015 is going to be a great time to buy for first time buyers and those with low down payments. FHA recently announced some major changes that make their loans much more affordable again and a real option for first time buyers and those with lower down payments. And conventional loans have become available for those with 3% down for the first time ever. With incredibly low interest rates, one of the hottest markets in the country and now super affordable loans, there may never be a better time to buy in Denver.

Here are a couple updates that make buying so much affordable and more possible this year.

1) FHA just announced reduced mortgage insurance premiums for 2015. Most buyers I know opted to put 5% down last year to get a conventional loan over

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For 2015, Live Urban agents have nominated and voted for four local non-profit organizations to benefit from our Live and Give Program.

We will be distributing funds to the following organizations on behalf of our clients:



Founded in 1983 Colorado Cancer Research Program (CCRP) has helped advance cancer care while directly impacting more than 6,000 patients in Colorado who are living with the disease. Today CCRP partners with 19 hospitals, 35 community clinics and more than 110 physicians located throughout the state of Colorado.  With these strong partnerships, CCRP delivers cutting edge cancer treatment and prevention through clinical trials directly to cancer patients in their own Colorado communities.

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Highly sought after Highlands location just steps to all of the hottest restaurants, shops and bars Highland Square has to offer!!

This Beautiful Brick Bungalow features off street parking, large basement with plenty of storage space and high ceilings, 2nd floor master suite and bath, gas fireplace, original detail and so much character.

Updates include: fresh interior paint, new backyard fence, new storage shed, newer windows, roof, plumbing, sewer and exterior paint!!

Private yard with deck for entertaining and much more!! Don’t miss out on this this Charming Bungalow in one of Denver’s Hottest Neighborhoods!

Listed by Nicole Luna for Live Urban Real Estate. Please contact Nicole for current pricing and availability.

Styled by Annette

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Stunning Wash Park 2 bed, 2 bath condo with spectacular views and just steps to Wash Park. Fully remodeled condo with stainless steel appliances, open floor plan and designer finishes in kitchen and bath. Master with luxurious master bath with frameless glass shower enclosure and custom walk-in closet.

Kitchen boasts under sink reverse osmosis, granite counter tops, solid wood kitchen cabinets with soft close doors, and under counter lighting. Great building with secure entrance, indoor and outdoor pool, hot tub, and clubhouse. Extra storage plus bike storage. HOA includes everything except electric--even internet and cable. Minutes to Cherry Creek, Downtown, Platt Park, Capitol Hill. Denver Health.

Listed by Susie Best for Live Urban Real Estate.

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What is the Denver Real Estate market going to do in 2015?  I wish I could tell with certainty what it is going to do, but we all know that is impossible. The next best thing then is listening to what the experts have to say and trying our best to predict based on that. 

The Real Estate numbers in Denver the past 3 years have been pretty incredible and each year we wonder how it can continue. If you look at some stats though, it is pretty easy to see why it has happened and why it will continue. In 2014, 56,000 people moved to Denver County alone. That's not the metro area, that is Denver County! So when we wonder how all the new apartments being built are going to be filled, I think now we know. Over 85,000 people moved to Colorado last year and a

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Smoking hot Highlands Square location, this 1902 Victorian sits on a picturesque historic block just moments from all there is to offer in Highlands Square. This 2 story home has historic charm but additionally a lovely gourmet kitchen, open floor plan, two gas fireplaces plus a charming front porch and yard.

Three bedrooms found on the upper level with a full bath plus clawfoot soaking tub. You can entertain on the attached back deck, still have room to garden and park off the street in the detached two car garage. Newer roof, ultra high efficiency furnace, tankless water heater, and new A/C.

Great opportunity to buy, not only in the booming Highlands neighborhood but on a coveted block within walking distance to many great eateries and shops.

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According to's 2014 Housing Review, this year demonstrated a steady build-up of housing momentum - fueled by significant improvements in economic fundamentals, low mortgage rates, and compressed inventory - and is expected to carry the market into 2015 gains. 

Sounds like great news, right? Well....actually, it depends on your situation.

Top 5 Housing Predictions for 2015:

1. Millennials will drive household formations: Both population and households have grown at a slightly higher pace in 2014 and this trend will continue in 2015 with modest improvement over this year's increases. Households headed by millennials will see significant growth as a reflection of economic gains. Millennials will also drive two-thirds of household

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Live Urban Real Estate agent Mic Ortega recently recorded the highest residential home sale on record in Northwest Denver's popular Sunnyside neighborhood when he sold this beautiful home on Alcott Street.

We sat down with Mic to ask him about the house, his listing strategy, and his thoughts on where home values are headed in this coveted community:

Live Urban: Congratulations, Mic!  Your clients must be really happy with this outcome...and breaking a high sales price record in any neighborhood is no small feat...well done! 

Mic Ortega: Thank you. My clients were thrilled to sell for that amount. It was a little bittersweet because they had to move for work and never wanted to leave their home or neighborhood, the loved both and can't find

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Homes that are priced right and show well continue to sell incredibly quickly. This gorgeous condo near Highland Square was certainly no exception. We asked Live Urban listing agent Kelley Vandemotter to share this home's story....

Live Urban: Wow! That was long was this one actually on the market? 

Kelley Vandemotter: Yes, it was all very exciting! We went on the market Thursday evening and went under contract Monday morning, mostly because I was out of town and wanted to be able to talk to my clients Monday morning about what had happened over the weekend! 

 Live Urban: Why do you think the property sold so quickly?

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Yes, you read that right. Renters in Denver need to make $35 an hour to afford a median priced rental. $35 an hour is 4 times the minimum wage in Denver and is no small amount, especially for those just out of college and new to the area so it definitely caught me a little off guard.  When you think about how many apartments are being built in Denver you would think that this number would be coming down soon. But even with the influx of new rentals to the market, vacancy rates continue to fall and rental rates continue to climb. 

According to a recent article by the Denver Post, click here, the median rent in the Denver Metro area is $1,772 per month which means you would need to earn $70K a year to to abide by the rule of thumb that annual housing

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