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This got me thinking of how I can help do my part in my own home to save water, gas and electric. Since I have an older home that needs updating to begin with, the timing is pretty convenient so I started researching to see what energy rebates Xcel Energy and Denver water are offering this year. I figure I can save a little money and do my part to help use our natural resources more wisely.
Looking through the Xcel and Denver Water websites, I’m surprised to see how many rebates…
For more details and to apply online, visit www.TheParkPeople.org or contact The Park People at 303-722-6262
This Spring, Denver residents have 2 options to get free trees!
The Park People Option
Denver Digs Trees’ Spring Street Trees Program
• Free street trees for public right-of-way
• This spring, trees are free for all Denver neighborhoods.
The first positive to come of the resolution is the extension of the Mortgage Forgiveness Act. If this hadn’t been extended, principal balances written off by lenders to help homeowners with underwater mortgages would have been treated as ordinary taxable income. This would have seriously reduced the number of successful short sales we are seeing and would have led to more foreclosures on the market. With…
If you live in an old house like I do, then you probably have an ancient toilet or washer that uses way too much water. Switching out the toilet or washer is a quick and easy way to save literally gallons of water a day and after the great rebates offered by Denver water, much more affordable than you might imagine.
Through the end of the year, you can get a $75 rebate for up to 3 toilets per household for qualifying, high efficiency toilets. You can also get a $100 rebate for qualifying clothes washers. I would imagine that Denver water will offer a similar rebate again next year, but you can never be sure. Make sure to take advantage of these great rebates and help save some water while you’re at it. For more information, click here.
One of the things I love so much about traveling abroad is seeing how other people live. I just got back from a couple weeks in Spain and Italy and could go on and on about the differences in everyday life I noticed. But one difference that really jumped out to me is the prolific use of motion sensor lighting. It seemed like every hotel I stayed in, every hallway I walked down and every bathroom entered had motion sensors for their lights and it got me wondering, why we don’t we have them everywhere here?
I never really thought about how much energy could be saved by using these sensors until I started to see them literally everywhere in Europe. Every hotel room we stayed in had motion sensors in the main room and bathroom at least. On top of that, they…
"I love my bank." That's said about as often as, "I hope I get the Swine Flu," and with good reason.
Four or five years ago, when the sky fell in the world of mortgage lending, banks understandably slashed their workforce. Now that rates are crazy low and demand for new mortgages and refinanced loans is crazy high, lenders aren't staffing up to handle the demand. With fewer employees and lower costs, banks are now making more than twice the usual margin on their loans. That makes them and their shareholders happy, but what does that mean for the rest of us?
That means hurry up and wait. Whereas the standard for closing a home purchase used to be 30 days, it's now 45 days, at least. Refi's can take even longer. So adjust your expectations if you're…
What do interest rates look like? Where are interest rates going? Are interest rates going to get any lower? After, “how’s the market doing,” these have to be the most common Real Estate related questions that I get. I try to keep track of the rates as best as possible but with them changing daily, it is hard to know and predict without watching them constantly what direction they are headed.
So instead of trying to guess on my end, I decided to ask a professional. Tracey McVicker is a senior mortgage consultant with SWBC Mortgage Company here in Denver. Tracey is constantly tracking mortgage rates and I thought who better to ask about what makes them go up and down than the expert who consistently gets my clients the best interest rates possible.