Even though it feels like the dead of winter, it is never too early to start thinking about your yard this summer. Once again, The Park People and Denver Forestry will be giving away free trees this spring to all Denver residents. I got one for my yard last year and the process couldn’t have been easier. Applications are due by February 15th so don’t wait.
For more details and to apply online, visit www.TheParkPeople.org or contact The Park People at 303-722-6262
This Spring, Denver residents have 2 options to get free trees!
The Park People Option
Denver Digs Trees’ Spring Street Trees Program
• Free street trees for public right-of-way
• This spring, trees are free for all Denver neighborhoods.
How will the fiscal cliff resolution impact Denver Real Estate? It seems like all we heard about on the news for months was the Fiscal Cliff. Now that there seems to be a resolution, at least for the time being, I thought it would be helpful to take a look at what the compromise means for the Real Estate market in Denver in the coming years.
The first positive to come of the resolution is the extension of the Mortgage Forgiveness Act. If this hadn’t been extended, principal balances written off by lenders to help homeowners with underwater mortgages would have been treated as ordinary taxable income. This would have seriously reduced the number of successful short sales we are seeing and would have led to more foreclosures on the market. With…
If you live in an old house like I do, then you probably have an ancient toilet or washer that uses way too much water. Switching out the toilet or washer is a quick and easy way to save literally gallons of water a day and after the great rebates offered by Denver water, much more affordable than you might imagine.
Through the end of the year, you can get a $75 rebate for up to 3 toilets per household for qualifying, high efficiency toilets. You can also get a $100 rebate for qualifying clothes washers. I would imagine that Denver water will offer a similar rebate again next year, but you can never be sure. Make sure to take advantage of these great rebates and help save some water while you’re at it. For more information, click here.
One of the things I love so much about traveling abroad is seeing how other people live. I just got back from a couple weeks in Spain and Italy and could go on and on about the differences in everyday life I noticed. But one difference that really jumped out to me is the prolific use of motion sensor lighting. It seemed like every hotel I stayed in, every hallway I walked down and every bathroom entered had motion sensors for their lights and it got me wondering, why we don’t we have them everywhere here?
I never really thought about how much energy could be saved by using these sensors until I started to see them literally everywhere in Europe. Every hotel room we stayed in had motion sensors in the main room and bathroom at least. On top of that, they…
"I love my bank." That's said about as often as, "I hope I get the Swine Flu," and with good reason.
Four or five years ago, when the sky fell in the world of mortgage lending, banks understandably slashed their workforce. Now that rates are crazy low and demand for new mortgages and refinanced loans is crazy high, lenders aren't staffing up to handle the demand. With fewer employees and lower costs, banks are now making more than twice the usual margin on their loans. That makes them and their shareholders happy, but what does that mean for the rest of us?
That means hurry up and wait. Whereas the standard for closing a home purchase used to be 30 days, it's now 45 days, at least. Refi's can take even longer. So adjust your expectations if you're
What do interest rates look like? Where are interest rates going? Are interest rates going to get any lower? After, “how’s the market doing,” these have to be the most common Real Estate related questions that I get. I try to keep track of the rates as best as possible but with them changing daily, it is hard to know and predict without watching them constantly what direction they are headed.
So instead of trying to guess on my end, I decided to ask a professional. Tracey McVicker is a senior mortgage consultant with SWBC Mortgage Company here in Denver. Tracey is constantly tracking mortgage rates and I thought who better to ask about what makes them go up and down than the expert who consistently gets my clients the best interest rates possible.
According to Forbes.com, the neighborhood of LoHi, Lower Highlands, is the 17th hippest neighborhood in the country. LoHi peddles rooftop bars, festivals like the LoHi Music Festival, street fairs, and the third highest number of coffee shops per capita in the study. For those of us that know LoHi, I’m rather surprised that it isn’t ranked higher based on the requirements used below. For the full list and to see how LoHi stacks up to the rest of the hipster neighborhoods in the country, click here.
To determine the hippest hoods in the country, Forbes states they did the following. “The San Francisco-based startup Nextdoor.com helped us dig through data on more than 250 neighborhoods in the biggest U.S. cities. We assessed each area’s walkability
In an age when we are all trying to be more green, there is nothing worse than finishing moving and looking at the gigantic stack of cardboard boxes left over. Sure, they can be recycled, but since they aren’t going to fit into your purple bin, I would guess that most just end up in a landfill.
As an alternative, the next time you move how about checking out a new company called Denver’s Moving Boxes. Instead of buying cardboard boxes, you can rent hard sided, plastic boxes that are easy to pack and just as importantly, stack. Simply let the company know how many boxes you need, they deliver them to your door along with packing supplies and pick them up at your new house when you are done.
No more messing with broken cardboard boxes, packing tape and
Do you find it surprising that if you buy a twenty dollar electronic gadget that you get an owner's manual for it, but when you spend $300,000 for a house, you get nothing? I realize it would be difficult to have an owner's manual for an entire house. It would probably be hundreds of pages and way too expensive to put together. But for such a large investment and for having so many working parts, it sure would be nice to have something to turn to when you need it most.
Luckily, for all homeowners, there now exists an owner's manual for your home. Meet Brightnest.com. According to their website, BrightNest is a free service that helps homeowners by providing customized tips, weekly reminders and step-by-step instructions on how to care for their home. When…
Have you heard of the Section 184 Indian Housing Loan Guarantee Program? The program was designed to offer home-ownership and rehabilitation opportunities for eligible Native American individuals, families, Tribes and Tribally Designated Housing Entities (including Indian Housing Authorities) on their native lands and within an approved Indian area as defined in HUD. It is one of the best mortgage products out there and the best part is that it applies to all homes in Colorado.
I spoke with a lender recently, Todd McManigal, who specializes in this program and he raved about all the benefits it provides. Looking over the highlights below, I see why. It is near impossible to find a loan with this low of down payment, no mortgage insurance and no maximum…